{"id":333,"date":"2025-03-19T15:38:27","date_gmt":"2025-03-19T14:38:27","guid":{"rendered":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/?p=333"},"modified":"2025-03-19T16:33:51","modified_gmt":"2025-03-19T15:33:51","slug":"investir-dans-limmobilier-cest-le-moment","status":"publish","type":"post","link":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/investir-dans-limmobilier-cest-le-moment\/","title":{"rendered":"Investir dans l&rsquo;immobilier : c&rsquo;est le moment !"},"content":{"rendered":"\n<p>\u00c0 la lecture de l\u2019article <em>La remont\u00e9e des taux longs n\u2019a pas encore d\u2019impact sur les taux immobiliers<\/em>, publi\u00e9 par Olivier Cheilan sur le site agent.boursier.com, on comprend qu\u2019une l\u00e9g\u00e8re <strong>hausse<\/strong> est \u00e0 envisager prochainement mais que l\u2019on reste \u00e0 des niveaux excellents pour qui veut <strong>emprunter<\/strong>.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"586\" height=\"440\" src=\"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-content\/uploads\/2025\/03\/2e383f_007ac157214f499ea976d2ee88633dc4mv2_d_2000_1500_s_2.jpg\" alt=\"\" class=\"wp-image-334\" srcset=\"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-content\/uploads\/2025\/03\/2e383f_007ac157214f499ea976d2ee88633dc4mv2_d_2000_1500_s_2.jpg 586w, https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-content\/uploads\/2025\/03\/2e383f_007ac157214f499ea976d2ee88633dc4mv2_d_2000_1500_s_2-480x360.jpg 480w\" sizes=\"auto, (min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 586px, 100vw\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p id=\"viewer-a7i0b\">Un financement sur 20 ans vous sera factur\u00e9 autour de 1,50% \/ an (hors assurances), avec quelques variables d\u2019ajustement selon votre profil et votre banque.<\/p>\n\n\n\n<p id=\"viewer-kqwv0\">Avec les assurances sur le pr\u00eat, cela vous co\u00fbtera environ 2%, le tout <strong>d\u00e9ductible de vos futurs loyers<\/strong> dans le cadre d\u2019un <strong>investissement locatif<\/strong> propos\u00e9 par <a target=\"_blank\" href=\"https:\/\/www.fiscal-immo.com\/accueil\" rel=\"noreferrer noopener\"><strong>fiscal immo<\/strong><\/a>.<\/p>\n\n\n\n<p id=\"viewer-jjffm\">Une partie de ce qui factur\u00e9 par la banque sera donc financ\u00e9e par l\u2019administration fiscale \u00e0 hauteur de votre <strong>Tranche Marginale d\u2019Imposition<\/strong> (0%, 14%, 30%, 41% ou 45%) !<\/p>\n\n\n\n<p id=\"viewer-q9erd\">On comprend donc ais\u00e9ment qu\u2019<strong>il est int\u00e9ressant d\u2019acheter un appartement<\/strong> avec une rentabilit\u00e9 garantie de 5% nets (exemple d\u2019un appartement dans une r\u00e9sidence avec services, neuve, avec <a target=\"_blank\" href=\"https:\/\/www.fiscal-immo.com\/gestion-locative\" rel=\"noreferrer noopener\"><strong>bail commercial<\/strong><\/a> de 4% + <strong>r\u00e9duction d\u2019imp\u00f4ts <\/strong><a target=\"_blank\" href=\"http:\/\/www.fiscal-immo.com\/single-post\/location-meublee-non-professionnelle-amendement-censi-bouvard\" rel=\"noreferrer noopener\"><strong>Censi-Bouvard<\/strong><\/a>).<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">&gt; contacter fiscal immo pour un diagnostic de votre situation fiscale<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00c0 la lecture de l\u2019article La remont\u00e9e des taux longs n\u2019a pas encore d\u2019impact sur les taux immobiliers, publi\u00e9 par Olivier Cheilan sur le site agent.boursier.com, on comprend qu\u2019une l\u00e9g\u00e8re hausse est \u00e0 envisager prochainement mais que l\u2019on reste \u00e0 des niveaux excellents pour qui veut emprunter. Un financement sur 20 ans vous sera factur\u00e9 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":334,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-333","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe"],"acf":[],"_links":{"self":[{"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/posts\/333","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/comments?post=333"}],"version-history":[{"count":2,"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/posts\/333\/revisions"}],"predecessor-version":[{"id":397,"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/posts\/333\/revisions\/397"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/media\/334"}],"wp:attachment":[{"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/media?parent=333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/categories?post=333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dev.mon-studio-web.com\/fiscal-immo\/wp-json\/wp\/v2\/tags?post=333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}